Insurance Companies That Waive The Deductible For Windshield Repair

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Insurance Companies That Waive The Deductible For Windshield Repair

If you’ve ever seen one of these signs advertising “Free Rock Chip Repair” you’ve probably wondered, “what’s the catch?” Actually, there is no catch. The list below represents most of the auto insurance companies that will waive your deductible if you opt for a windshield repair instead of a more costly replacement. By doing so, you are saving the insurance company from having to cover the cost of replacing your windshield. In turn, they are doing you a favor by waiving your deductible, with no impact on your premium. Most insurance companies will allow you to have up to three rock chips repaired and they will permit you to claim additional chips on subsequent claims should you have any.

21st Century/AIG
AAA Auto
Acordia Mountain West
Agricultual Workers Mutual
AIG Personal Lines
Alfa
Alfa GA & MS
Alliance Glass Network
Allied Insurance
Allmerica (Hanover)
Allstate
AMC Insurance
AMCO/Allied
American Bankers
American County Mutual
American Express (AMEX)/ Ameriprise
American Family
American National
American Southwest
American States
Ameriprise
Amica
ANPAC
Arcadia Insurance
Armed Forces Insurance
Astro National
Atlanta Casualty
Auto Owners Insurance
Auto Renters Inc (ARI)
Beacon
Bear River Mutual
Bristol West
Buckeye
C.N.A. / Encompass
C.N.A. Commercial
California Casualty
Centennial
Central Mutual
Century General
Charter Group
Chubb Insurance Group
Church Mutual
Citizens
Colonial Penn/ GE Auto Ins. Net
Colorado Casualty
Continental Western
Cotton States Insurance
Country Insurance
CSAA Insurance
CSE Insurance
Dairyland/Sentry
Deerbrook
Economy Premium
EMC
Encompass
Erie
Esurance
Farm Bureau – CO
Farm Bureau – GA
Farm Bureau – IA
Farm Bureau – KS
Farm Bureau – KT
Farm Bureau – MI
Farm Bureau – Mountain West
Farm Bureau – TX
Farm Bureau- NC
Farm Bureau-Idaho
Farm Bureau-Southern
Farmers
Farmers Union
Farmers Casualty
Federated Insurance
Fidelity
Flood & Peterson
Fred Loyd
GE Financial Assurance
Geico
Gerber National Glass Services
Germania
GMAC
GMC/Integon
Go America
Grange Direct
Grange Insurance
Grange Mutual
Great American
Great Lakes Security
Guide One
Hanover Insurance
Harleysville
Harmon Generic Phone #
Hartford
Hartford Commercial Claims
Hawkeye Security
Hochheim Praire
Home State County Mutual
Horace Mann
ICM
IDS
Indiana
Insur Quest
Integon
Kemper Insurance
Liberty Mutual
Markel
Mendota/Mendakota
Merastar/Prudential
Meridian
Metlife/Metropolitan
MIC
Montgomery Ward
Mountain States Mutual
National Alliance
National Farmers Union
National General
National Grange (NH)
National Interstate
Nationwide / Blue Ribbon
North Pacific
Northbrook Indemnity
Ohio Casualty
Old American
Omaha Property & Casualty
Omni/Hartford
Orion
Owners
Paragon
Peerless
PEMCO
Pharmacists Mutual
Progressive
Prudential
Response
Royal & Sun Alliance
Safe Auto
Safeco
Safelite Solutions
Safeway Direct
Selective
Sentry
Shelby Glass Claims
Shelter Insurance
Society & Venture
Specialty Auto Group
St. Paul
State Auto
Texas Colonial
Texas Unitrin Specialty
Titan Insurance
Travelers
Trinity Insurance
Trinity Universal
Trinity(Valley,Unitrin)
Unigard Insurance
Union
United Fire & Casualty – CO
United Fire & Indemnity – TX
Unitrin Direct
Unitrin MLI
Unitrin Specialty
USAA
USF & G / St. Paul
Valley Insurance
Viking
Vission
Western United
Westfield
Windsor Group
World Wide
Zurich
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4 thoughts on “Insurance Companies That Waive The Deductible For Windshield Repair

    1. Paul Roth Post author

      Hi,

      Actually, your agent is correct. Since that article was posted, State Farm and Mercury Insurance have both stopped covering the cost of windshield repair. I’m not sure why, as they never provided an explanation for discontinuing the program. Like most business decisions, I’m sure it has everything to do with profit and their bottom. Line. Thanks for the comment, I’m taking State farm off the list!
      Regards, Paul

      Reply

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